Too Crazy Tuesdays

This week's post will be about how to get over Having a "College Person's Wallet".  Some ways that I use to try and keep my spending at bay are:

• Remembering what bills I have coming up
• Keeping a "log" of what I have spent money on
• Leave money hidden in my car

Debt Wave

Remembering What Bills I Have Coming Up

As incredibly simple as this task seems, it really does help me remember to save money.  I have to remember what bills I have to pay, and since I get paid weekly, I know not to spend any money until the bill for that week is paid, then I use some of the rest of the money for the following week.  The hardest part of this, is remembering what day each bill is due, so for this, I keep an excel spreadsheet to help me remember when everything is due such as my car payment, my credit card bill, my dentist bill (from wisdom teeth removal), etc...

Nerd Wallet

Keep a "Log" of the Money I Have Spent

One thing that I have noticed that really helps me to save money is simply just writing down what I have spent money on, to see how much money I have left in my account.  This is very similar to balancing a checkbook.  This becomes really helpful because it shows me what I actually spend my money on, as well as, at a glance, showing how much money I have left.

Your Mechanic

Leave Money Hidden In My Car

The one thing that I have found probably helps me the most not to spend copious amounts of money a lot of the time (as unsafe as it may seem), is I hide my purse in my car and go into the building.  You can't spend money if you have none to spend.

Too Crazy Tuesdays

Every Tuesday, there will be a post containing information about how crazy being a college student can actually be.  From the struggles of juggling school work and a job to trying to keep your social life straight.  It can all be very stressful and tiring.  I will be talking about 3 different tips more in depth in future blogs.  I gained inspiration for these three tips from Get College Credit on how not to let the life of a college student stress you out too much.

The Stallion

1. Keep Your Grades Up

Most people are going to college to learn or have a certain GPA to maintain in order to keep a scholarship, so we might as well keep our grades up to keep the stress down.

WikiHow

2. Balancing Your Social Life and Your Studies

Other than the classes, what is the one thing college is known for?  The social lives of the students.  There is a much needed balance between the two.  How do we figure it out?  Get to know ourselves before we get to know others, so we know how much time we need to study, then put the social life on the backburner.  Just take time to know yourself.  

Clipmasters

3. Having a "College Person's" Wallet

Ever heard anyone say, "I can't, I'm a broke college student," (that's me).  This statement reigns very true because college is EXPENSIVE.  One of the best ways to save money in college is perhaps the easiest and hardest way to save money.  The best way to save money in college is to not spend money at all, I know, I know, easier said then done, but this is truly very helpful.

Come back every Tuesday for a more in depth cover on these three topics of how to reduce college stress with Too Crazy Tuesdays posts.

About This Blog

This blog will be about the struggles a college student can face when one or all of these come into play.

• Transfer Student
• Change of Major
• Failed Semester

All three of which, I have done, and it has taken me from being able to graduate this year to still having two more years left until I graduate.  

Transfer Student

When I first started college, I went to a two year college in Missouri called OTC where I was an English Education Major.

After attending OTC for about 5 months (in January), my mom informed me that we were moving to back to Indiana from Missouri.  Then finally, in August after a year of attending OTC I moved to Indiana to start the new semester at IU South Bend. That took away all but 15 of my credits for school

Change of Major

While at school at IU South Bend, I realized that I wasn't as fond of English as I had thought I was before, and that I liked kids a lot more, and that is what gave me the idea to change my major from English Education to Elementary Education. That took away all but like 3 of my credits.

Failed Semester
Then one of the semesters that I had attended IU South Bend, I bit off more than I could chew, and took on a whopping 19 credit hours without withdrawing from any of the classes.This was a mistake and I have paid for it since, because I have had to retake many, many classes to get a better grade in that class. Because of this, it took my cumulative GPA from about 2.7-3.0 down to a 2.1 GPA.