- Remembering what bills I have coming up
- Keeping a "log" of what I have spent money on
- Leave money hidden in my car
Remembering What Bills I Have Coming Up
As incredibly simple as this task seems, it really does help me remember to save money. I have to remember what bills I have to pay, and since I get paid weekly, I know not to spend any money until the bill for that week is paid, then I use some of the rest of the money for the following week. The hardest part of this, is remembering what day each bill is due, so for this, I keep an excel spreadsheet to help me remember when everything is due such as my car payment, my credit card bill, my dentist bill (from wisdom teeth removal), etc...
Keep a "Log" of the Money I Have Spent
One thing that I have noticed that really helps me to save money is simply just writing down what I have spent money on, to see how much money I have left in my account. This is very similar to balancing a checkbook. This becomes really helpful because it shows me what I actually spend my money on, as well as, at a glance, showing how much money I have left.
Leave Money Hidden In My Car
The one thing that I have found probably helps me the most not to spend copious amounts of money a lot of the time (as unsafe as it may seem), is I hide my purse in my car and go into the building. You can't spend money if you have none to spend.
This is a very useful article. I myself struggle with paying bills and I have to keep track of my money. I know it can be hard and making a log would be a good idea. Also your tip on leaving money in a car could be helpful for people who are bad at saving money. Your use of pictures also is engaging and helps me get a visual of what you are talking about. Also I think this link http://www.moneymanagement.org/Budgeting-Tools/Credit-Articles/Money-and-Budgeting/Make-a-Personal-Budget-and-Keep-Track-of-Spending.aspx might be useful if you need more information on the topic at hand.
ReplyDeleteWhile I can't say I struggle with my own spending habits, I know that it's an easy rut to fall into. I'm sure many others besides myself appreciate sharing the effort you go toward saving money during such a critical part of life. Once you can get into the right habits and state of mind, you can be pretty set all your life and the idea of impulse buying can be a thing of the past
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